Not eligible for loan

Oh no…

Regretfully, it looks like you are not eligible to apply for a SwiftCash loan. Check out our FAQ below for more information or get into contact with our support team at support@swiftcash.com.au.

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FAQ’s

Who can apply?

To be eligible to apply for a SwiftCash Personal Loan you must:

  • be over the age of 18;
  • be an Australian citizen or permanent resident;
  • be full-time or permanent part-time employed; and
  • have Australian photo ID such as a Drivers Licence and Passport.

How much can I borrow?

SwiftCash offers unsecured personal loans from $2,050 up to $10,000.

How long are your loan terms?

SwiftCash is flexible and allows you to choose a loan term that suits your needs.

For loans from $2,050 to $5,000:

  • Borrow for as little as 2 months up to 24 months.

For loans from $5,050 to $10,000:

  • Borrow from 12 months up to 24 months.

How quickly can I get the money?

SwiftCash aims to get the money into your bank account, fast. Our technology platform has been designed to process large amounts of information to process your loan application as quickly as possible.

Sometimes, however, your individual circumstances may be too complex for our platform and we’ll need one of our expert staff to take a look. Whatever the outcome, SwiftCash will keep you well-informed along the way.

Does SwiftCash check my credit history?

Yes, SwiftCash will engage with a credit reporting body to check your credit history. We do this to assess your creditworthiness and your ability to repay the loan.

An unsuccessful application may affect your credit score negatively. We encourage accessing a free credit report before applying. Should you have a low score you can then take steps to enhance your score to increase your chances of being successful.

What do I need to apply?

Our application process is 100% online.

To apply all you need is:

  • 100 points of ID such as an Australian Passport and Drivers Licence; and
  • your bank account details.

Can I pay off my loan before the end of the term?

Yes, you can make early repayments or even payoff the entire loan before the end of the term without penalty.

To find out how much it is to payout your loan please email support@swiftcash.com.au and we will send you a breakdown of the amount owing.

Can I get help if I suffer financial hardship?

Yes. If you suffer any unforeseen financial hardship that means you cannot reasonably keep up your payments we can help.

Financial hardship may be due to illness, injury, loss of employment or any number of other reasonable causes. Should you suffer financial hardship please get in contact with us. The earlier you make contact and the more information you provide the better we will be able to assist.

Are my bank details secure?

Yes. Your login information is secure with us. SwiftCash is granted read-only access when you share your bank account details which have bank-level 256-bit encryption, secured by 2048-bit keys.

Who can apply?

To be eligible to apply for a SwiftCash Personal Loan you must:

  • be over the age of 18;
  • be an Australian citizen or permanent resident;
  • be full-time or permanent part-time employed; and
  • have Australian photo ID such as a Drivers Licence and Passport.

How much can I borrow?

SwiftCash offers unsecured personal loans from $2,050 up to $10,000.

How long are your loan terms?

SwiftCash is flexible and allows you to choose a loan term that suits your needs.

For loans from $2,050 to $5,000:

  • Borrow for as little as 2 months up to 24 months.

For loans from $5,050 to $10,000:

  • Borrow from 12 months up to 24 months.

How quickly can I get the money?

SwiftCash aims to get the money into your bank account, fast. Our technology platform has been designed to process large amounts of information to process your loan application as quickly as possible.

Sometimes, however, your individual circumstances may be too complex for our platform and we’ll need one of our expert staff to take a look. Whatever the outcome, SwiftCash will keep you well-informed along the way.

Does SwiftCash check my credit history?

Yes, SwiftCash will engage with a credit reporting body to check your credit history. We do this to assess your creditworthiness and your ability to repay the loan.

An unsuccessful application may affect your credit score negatively. We encourage accessing a free credit report before applying. Should you have a low score you can then take steps to enhance your score to increase your chances of being successful.

What do I need to apply?

Our application process is 100% online.

To apply all you need is:

  • 100 points of ID such as an Australian Passport and Drivers Licence; and
  • your bank account details.

Can I pay off my loan before the end of the term?

Yes, you can make early repayments or even payoff the entire loan before the end of the term without penalty.

To find out how much it is to payout your loan please email support@swiftcash.com.au and we will send you a breakdown of the amount owing.

Can I get help if I suffer financial hardship?

Yes. If you suffer any unforeseen financial hardship that means you cannot reasonably keep up your payments we can help.

Financial hardship may be due to illness, injury, loss of employment or any number of other reasonable causes. Should you suffer financial hardship please get in contact with us. The earlier you make contact and the more information you provide the better we will be able to assist.

Are my bank details secure?

Yes. Your login information is secure with us. SwiftCash is granted read-only access when you share your bank account details which have bank-level 256-bit encryption, secured by 2048-bit keys.

Main Information

SwiftCash Loans - Fast Cash Loans

The hassle-free technology platform delivering cash into your bank account fast.

© 2023 Capital Credit Solutions Pty Ltd trading as SwiftCash (ABN 99 633 339 205, ACL 517185)