Fast cash loans
Online application
Up to $8,000
This loan calculator provides an estimate only and does not constitute a quote. Repayments, terms, rates, and fees are subject to change depending on your individual credit assessment. Medium Personal Loans between $2,050 and $5,000 have a maximum APR of 47.0% and a $400 establishment fee (Comparison rate of 64.99%*). Medium Personal Loans between $5,050 and $8,000 have a maximum APR of 47.0% (Comparison rate 47.00% p.a.*) and there is no establishment fee.
Types of Personal Loans
Whatever your financing needs may be, we are here to help.
WEDDING LOANS
Ease the pressure on the big day with SwiftCash.
EDUCATION LOANS
Hit the books and ace the test with SwiftCash.
CONSOLIDATING DEBT
Get your finances back on track with SwiftCash.
HOME RENOVATION
Turn your house into a home with SwiftCash.
MEDICAL LOANS
Rest easy and get back to 100% with SwiftCash.
CAR LOANS
Say goodbye to the bus and hit the road with SwiftCash.
LUXURY LOANS
Need new jewellery or a handbag? Why not get both with SwiftCash.
HOLIDAY LOANS
Pack your bags and go on a trip of a lifetime with SwiftCash.
About Us
At SwiftCash our aim is to provide you with quick, simple and reliable finance. Utilising best in class technology SwiftCash offers a completely online experience. Secured with bank grade encryption so you can rest easy knowing your data is handled safely and securely. Whatever your goal choose SwiftCash as your partner. No surprises, no hassle, just SwiftCash.
Simple, fast, reliable finance.
Quick Approval
SwiftCash can deliver fast cash loans through our smart technology platform. It analyses your data so we can give you a decision sooner.
100% Online
Hassle free application process that you can complete anywhere, anytime and on any device.
Secure Platform
We take cyber security seriously and implement bank grade measures to keep your data safe.
Our loans are easy to understand with simple terms and no hidden fees.
$2,050 to $8,000
Loan Limits
2 months to 24 months
Loan Terms
$0 to $400
Establishment Fee
$0
Early Repayment Fees
☑ Fixed rate of interest
☑ No monthly account keeping fees
☑ Weekly, fortnightly or monthly loan repayments
FAQ’s
Who can apply?
To be eligible to apply for a SwiftCash Personal Loan you must:
- be over the age of 18;
- be an Australian citizen or permanent resident;
- be full-time or permanent part-time employed; and
- have Australian photo ID such as a Drivers Licence and Passport.
How much can I borrow?
SwiftCash offers unsecured personal loans from $2,050 up to $8,000.
How long are your loan terms?
SwiftCash is flexible and allows you to choose a loan term that suits your needs.
For loans from $2,050 to $5,000:
- Borrow for as little as 2 months up to 24 months.
For loans from $5,050 to $10,000:
- Borrow from 12 months up to 24 months.
How quickly can I get the money?
SwiftCash aims to get the money into your bank account, fast. Our technology platform has been designed to process large amounts of information to process your loan application as quickly as possible.
Sometimes, however, your individual circumstances may be too complex for our platform and we’ll need one of our expert staff to take a look. Whatever the outcome, SwiftCash will keep you well-informed along the way.
Does SwiftCash check my credit history?
Yes, SwiftCash will engage with a credit reporting body to check your credit history. We do this to assess your creditworthiness and your ability to repay the loan.
An unsuccessful application may affect your credit score negatively. We encourage accessing a free credit report before applying. Should you have a low score you can then take steps to enhance your score to increase your chances of being successful.
What do I need to apply?
Our application process is 100% online.
To apply all you need is:
- 100 points of ID such as an Australian Passport and Drivers Licence; and
- your bank account details.
Can I pay off my loan before the end of the term?
Yes, you can make early repayments or even payoff the entire loan before the end of the term without penalty.
To find out how much it is to payout your loan please email support@swiftcash.com.au and we will send you a breakdown of the amount owing.
Can I get help if I suffer financial hardship?
Yes. If you suffer any unforeseen financial hardship that means you cannot reasonably keep up your payments we can help.
Financial hardship may be due to illness, injury, loss of employment or any number of other reasonable causes. Should you suffer financial hardship please get in contact with us. The earlier you make contact and the more information you provide the better we will be able to assist.
Are my bank details secure?
Yes. Your login information is secure with us. SwiftCash is granted read-only access when you share your bank account details which have bank-level 256-bit encryption, secured by 2048-bit keys.
Who can apply?
To be eligible to apply for a SwiftCash Personal Loan you must:
- be over the age of 18;
- be an Australian citizen or permanent resident;
- be full-time or permanent part-time employed; and
- have Australian photo ID such as a Drivers Licence and Passport.
How much can I borrow?
SwiftCash offers unsecured personal loans from $2,050 up to $8,000.
How long are your loan terms?
SwiftCash is flexible and allows you to choose a loan term that suits your needs.
For loans from $2,050 to $5,000:
- Borrow for as little as 2 months up to 24 months.
For loans from $5,050 to $10,000:
- Borrow from 12 months up to 24 months.
How quickly can I get the money?
SwiftCash aims to get the money into your bank account, fast. Our technology platform has been designed to process large amounts of information to process your loan application as quickly as possible.
Sometimes, however, your individual circumstances may be too complex for our platform and we’ll need one of our expert staff to take a look. Whatever the outcome, SwiftCash will keep you well-informed along the way.
Does SwiftCash check my credit history?
Yes, SwiftCash will engage with a credit reporting body to check your credit history. We do this to assess your creditworthiness and your ability to repay the loan.
An unsuccessful application may affect your credit score negatively. We encourage accessing a free credit report before applying. Should you have a low score you can then take steps to enhance your score to increase your chances of being successful.
What do I need to apply?
Our application process is 100% online.
To apply all you need is:
- 100 points of ID such as an Australian Passport and Drivers Licence; and
- your bank account details.
Can I pay off my loan before the end of the term?
Yes, you can make early repayments or even payoff the entire loan before the end of the term without penalty.
To find out how much it is to payout your loan please email support@swiftcash.com.au and we will send you a breakdown of the amount owing.
Can I get help if I suffer financial hardship?
Yes. If you suffer any unforeseen financial hardship that means you cannot reasonably keep up your payments we can help.
Financial hardship may be due to illness, injury, loss of employment or any number of other reasonable causes. Should you suffer financial hardship please get in contact with us. The earlier you make contact and the more information you provide the better we will be able to assist.
Are my bank details secure?
Yes. Your login information is secure with us. SwiftCash is granted read-only access when you share your bank account details which have bank-level 256-bit encryption, secured by 2048-bit keys.
Main Information
Disclaimers
For loans from $2,050 to $5,000:
- Subject to approval. Interest rate of 47% p.a. (Comparison Rate 64.99% p.a.). In order to be approved you must meet SwiftCash’s credit criteria and responsible lending requirements. Fees, charges, terms, and conditions apply.
- Comparison rates are based on an unsecured personal loan of $2,500 over 24 months. WARNING: This comparison rate applies only to the example given or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
For loans from $5,050 to $8,000:
- Subject to approval. Interest rate of 47% p.a. (Comparison Rate 47% p.a.). In order to be approved you must meet SwiftCash’s credit criteria and responsible lending requirements. Fees, charges, terms, and conditions apply.
- Comparison rates are based on an unsecured personal loan of $8,000 over 36 months. WARNING: This comparison rate applies only to the example given or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
This loan calculator provides an estimate only and does not constitute a quote. Repayments, terms, rates, and fees are subject to change depending on your individual credit assessment.
© 2023 Capital Credit Solutions Pty Ltd trading as SwiftCash (ABN 99 633 339 205, ACL 517185)